Saturday, August 22, 2020

Efficacy of the Duty Drawback Scheme Essays

Adequacy of the Duty Drawback Scheme Essays Adequacy of the Duty Drawback Scheme Essay Adequacy of the Duty Drawback Scheme Essay Chapter by chapter guide Contents Table of Contents1 Introduction2 Part I The Duty Drawback Scheme3 The Customs Act 19623 Part II Pros and Cons of the Scheme7 Pros7 Cons8 Part III Case Law8 Conclusion10 Bibliography12 Introduction With the essential target of boosting sends out, different plans like Export Oriented Units (EOUs), Special Economic Zones (SEZs), Duty Exemption Entitlement Schemes (DEECs), Manufacture under Bond and so on have been made accessible by the legislature to get contributions without the installment of customs obligation/extract obligation or to acquire discount of obligation paid on inputs. If there should arise an occurrence of focal extract, makers can profit Cenvat Credit of obligation paid on inputs and use the equivalent for installment of obligation on different merchandise sold in India, or they can get discount. Plans like assembling under bond are additionally accessible for customs. On comparative lines, makers or processors can likewise benefit of Duty Drawback Schemes. Here, the extract obligation and customs obligation paid on inputs is discounted to the exporter of completed item by method of ‘Duty Drawback’. Segment 75 of Customs Act accommodates disadvantage on materials utilized in assembling or preparing of fare item. Under Duty Drawback Schemes, help of customs and focal extract obligations endured on the data sources utilized in the assembling of fare item is permitted to exporters. The allowable obligation disadvantage sum is paid to exporters by saving it into their designated financial balance. It might be noticed that obligation downside under segment 75 is conceded when imported materials are utilized in the assembling of merchandise which are then traded, while obligation disadvantage under segment 74 is appropriate when imported products are re-sent out all things considered and the article is effectively recognizable. Segment 37 of Central Excise Act permits he Central Government to outline rules for reason for the Act. In exercise of these forces, The Customs and Central Excise Duties Drawback Rules, 1995 have been encircled plotting the methodology to be followed with the end goal of award of obligation disadvantage by the Customs Authorities handling send out documentation. So as to s atisfy the goals of this paper, the paper has been structures as follows. In the first place, I have broke down the reason behind an obligation downside plot. Second, I have dug into the legal arrangements managing obligation disadvantage plans and pertinent standards. Third, I have made a correlation of the experts and the cons of an obligation disadvantage plot lastly, I have watched certain rules that have been set down through case law before offering my closing comments. Part I The Duty Drawback Scheme Duty downside plans, which commonly include a blend of obligation refunds and exceptions, are an element of numerous countries’ exchange systems. They are utilized in profoundly secured, creating economies as methods for giving exporters imported contributions at world costs, and in this manner expanding their seriousness, while keeping up the assurance on the remainder of the economy. A significant guideline in the toll of customs obligation is that the products ought to be devoured inside the nation of importation. On the off chance that the merchandise are not all that expended, yet are sent out of the nation, the expense of fare products gets unduly raised a record of rate of customs obligation. Hence to maintain a strategic distance from this acceleration of value obligation disadvantage plans look to expel the effect of customs obligation on imported products which are in the long run sent out. Inevitable exportation may occur because of: A. Merchandise are sent back to an outside nation Due to non similarity with required determinations * Trade-limitations in the nation of import * Primary motivation behind import was transitory maintenance B. Merchandise are utilized in the assembling of different items implied for send out The most recent reason for alleviation of import obligation paid is the point at which the products are eventually sent out. This facto r increased more noteworthy significance with the foundation of 100% Export Oriented Units where products made are essentially sent out to acquire outside trade. The Customs Act 1962 Section X of the Customs Act, 1962 arrangements with different parts of the obligation disadvantage conspire in India. Area 74 arrangements with merchandise which fall under Category An as depicted above and Section 75 arrangements with Category B. If there should be an occurrence of products which were prior imported on installment of obligation and are later looked to be re-sent out inside a predetermined period, customs obligation paid at the hour of import of the merchandise with certain cut can be asserted as obligation disadvantage by the exporter at the hour of fare of such merchandise. Such obligation downside is conceded as far as Section 74 of the Customs Act, 1962 read with Re-fare of Imported Goods (Drawback of Customs Duty) Rules, 1995. For this reason, at the hour of import, the character specifics of the products are recorded at the hour of assessment of import merchandise; at the hour of fare, cross check of the products under fare is finished with the assistance of related import archives to learn whether the products under fare are the ones which were imported before. Where the products are not placed into utilization after import, 98% of obligation downside is acceptable at the most extreme under Section 74 of the Customs Act, 1962. In situations where the products are placed into utilization in India after import however preceding its fare, obligation disadvantage is conceded on a sliding scale premise contingent on the degree of utilization of the merchandise. No obligation disadvantage is accessible if the merchandise are placed into utilization for a period surpassing three years after import. Application for obligation downside is required to be made inside 3 months from the date of fare of products. On the off chance that the essential components of Section 74 as featured in the pertinent reference are fulfilled, at that point the fare products are qualified for an installment of downside of a sum equivalent to 98%. Nonetheless, there are sure outer variables which can influence the pertinent conditions. As an end product to this recommendation, it would follow that the rate fixed by the Government would be appropriate for an endorsed period as it were. In the event that there is an) any variety in the pace of obligation paid on the info whether customs or extract obligation b) variety in the arrangement of the last item and c) change during the time spent production the pace of obligation previously fixed by the Government would not be pertinent. It would require to be overhauled. The obsession of a pace of disadvantage is, along these lines a ceaseless procedure and the business profiting of such office of downside is required to outfit constantly its costing and creation info rmation to the association endowed with the obligation of obsession of paces of disadvantage. It will be seen that on account of disadvantage under area 74 the measure of downside was identified with the genuine obligation paid on the merchandise. It didn't have any relationship to either the valuation of the products at the hour of exportation or the overall paces of obligation on the merchandise at the hour of fare. In any case, on account of area 75 disadvantages, since the character of the information sources which have endured customs or extract obligation by and large, is doused in the last item, there has been a need to connect the award of downside with the estimation of the merchandise sent out. It has along these lines been endorsed under stipulation to area 75(1) of the Customs Act that no downside of obligation will be permitted under this segment if: * the fare estimation of the completed merchandise or the class of products is not exactly the estimation of the imported material utilized in the assembling or preparing of such merchandise or doing any procedure on such merchandise or class of products: or * the fare esteem isn't more than such level of the estimation of the imported materials utilized in 1he production or handling of such merchandise or doing any procedure on such merchandise or class of merchandise as might be told by the Central Government; or * any disadvantage has been permitted on any merchandise and the deal continues in regard of such products are not gotten by or in the interest of the exporter in India inside the time permitted under the Foreign Exchange Management Act, 1999 (FEMA). In such a case, the disadvantage will be considered never to hav e been permitted and the Central Government may, by rules made under sub-area (2) indicate the strategy for the recuperation or alteration of the measure of such downside. Under Duty Drawback Scheme, an exporter can decide on either an) All Industry Rate (AIR) of Duty Drawback Scheme or b) Brand Rate of Duty Drawback Scheme Significant segment of Duty Drawback is paid through AIR Duty Drawback Scheme which basically endeavors to repay exporters of different fare items for normal occurrence of Customs and Central Excise obligations endured on the information sources utilized in their assembling. Brand pace of obligation disadvantage is allowed as far as the Customs and Central Excise Duties Drawback Rules, 1995 in situations where the fare item doesn't have any AIR or obligation downside rate, or where the AIR obligation downside rate informed is considered by the exporter deficient to make up for the Customs/Central Excise obligations endured on inputs utilized in the assembling of fare items. For merchandise having an AIR the brand rate office to specific exporters is accessible just in the event that it is set up that the pay via AIR is under 80% of the genuine obligations endured in the production of the fare merchandise. Part II Pros and Cons of the Scheme Pros The primary technique for empowering the fare of merchandise has been the downside of customs and the focal extract obligations on products made out of customs obligation paid and additionally focal extract obligation paid on data sources or crude materials. The Duty disadvantage plans are utilized in profoundly secured economies as intends to furnish exporters of fabricated products with imported contributions at world costs and in this manner expanding their gainfulness, while keeping up the insurance for household businesses that contend with imports. The decision of fare disadvantages is strengthened by universal guidelines, na

Wednesday, July 15, 2020

Finding Trans Authors In Your Favorite Genre

Finding Trans Authors In Your Favorite Genre This post originally ran May 24th, 2016. When I first tell someone that I write about books by trans people, I often get the reply that they would just  loooove  to bring trans authors into their reading life  but they just dont like reading memoirs. This is when I eat my fist to stop from yelling at the poor person. I suppose it isnt their fault  that memoirs have been the primary way for trans people to be published by any of the big publishing houses  and have therefore saturated the market of easily accessible books by trans authors, but Im consistently frustrated by the assumption that the list of trans authors is limited to Janet Mock, Jennifer Finney Boyan, and Julia Serano. If you are truly interested in bringing trans writers onto your reading list, a simple Google search for trans writers brings up a wide ocean of trans writers who are writing books that  arent  memoirs. (Not that Im knocking on memoirs: its the perception that trans authors only write memoirs that I knock.) Rather than sitting here gnashing my teeth and wailing about the over focus on trans memoirs, Ive put together a brief list to help readers find trans authors in the genres that they prefer. I want to be utterly clear on the point that this list is not at all a definitive list of trans authors but should rather be treated as a brief overview to help represent the astounding variety of work being done by trans authors (Its almost as if were a diverse and varied group of folks and not a single monolithic identity. Imagine that.). If theres someone who you want people to know of, I hope youll leave a comment below with their name. In creating this list Ive tried to draw in a variety of authors of different  levels of awareness in the public eye. The keen-eyed reader will notice that some authors appear  in multiple genre categories. This is just my attempt to represent the diversity that can exist within a single authors work. In order to keep the list short and readable I made the arbitrary choices to  only include writers who have published stand alone texts and have excluded academic or similar nonfiction. For simplicity in the list Ive linked the authors name to their website  and then included one of the books that fits into that particular genre. Childrens, Middle Grade, and Young Adult Fiction S. Bear Bergman  The Adventures of Tulip, Birthday Wish Fairy  This picture book introduces young readers to the world of Wish Fairies and transgender children with humor and kindness. Alex Gino    George  A sweet book for middle grade readers about Melissas quest to play Charlotte in her class production of  Charlottes Web  and to tell the world who she is. Meredith Russo    If I Was Your Girl  Amanda navigates the worlds of dating, friendship, prom, and family as a teenage trans woman in rural Tennessee. Rachel Eliason    The Best Boy Ever Made  Alecias world is turned upside down when she finds out that the boy she loves is a trans boy. Sassafras Lowrey    Roving Pack  Its the early 2000s and teenage Click lives in the world of punks, nonbinary genders, parties, and experiencing life. Personal and Literary Essays Incomplete Short Stories and Essays by Jamie Berrout Jamie Berrout    Incomplete Short Stories and  Essays  Berrouts essays dig deep into contemporary writing by trans authors and look to the future. S. Bear Bergman  Blood, Marriage, Wine, Glitter  In this collection Bergman talks about his experiences  with family and what that word can mean. Rae Spoon  and  Ivan E. Coyote    Gender Failure  Noted performers and artists Spoon and Coyote discuss what it means to them to be gender failures and how ultimately the gender binary fails us all. Short Stories God Loves Hair by Vivek Shraya Vivek Shraya    God Loves Hair  An early collection of Shrayas stories that draw from her own experiences to tell stories of diversity and life. Casey Plett    A Safe Girl to Love  These stories range from American cities to Canadian prairies while sharing the characters hard truths and joys. Jamie Berrout    Incomplete Short Stories and Essays  The fiction in this collection take on a range of themes and forms that explores oppression, literature, and life as a trans woman of color. General Fiction Sassafras Lowrey    Lost Boi  This take on  Peter Pan  transposes the story into punk houses and the various worlds of BDSM. Ryka Aoki    He Mele A Hilo: A Hilo Song  In Aokis Hawaii conversations about identity, religion, music, and love all come together as a mysterious entity moves to town. Jamie Berrout    Otros Valles  A novel  drawing  from literary fiction, memoir, and science fiction to tell the story  of a non-binary trans Latina lesbian looking for community and family in the Deep South. Rae Spoon    First Spring Grass Fire  This slim coming of age story tells a life of survival, Conservative Christian dogma, and gender. Vivek Shraya    She of the Mountains  With roots in Hindu mythology Shrayas illustrated novel explores the relationship of body and self and how  we experience cultural expectations of gender and sexuality. Sybil Lamb    Ive Got a Time Bomb  A traumatic head injury complicates Sybil’s surreal journey through cities  of trans women, sex, and drugs. Honestly I’m not even sure how to begin describing this book. Imogen Binnie    Nevada   A modern on-the-road story about Maria Griffiths, your typical fuck-up trans girl in Brooklyn who steals her girlfriends car to drive across America with a whole bunch of drugs. Jeanne Thornton    The Dream of Doctor Bantam This love story follows tough seventeen-year-old Julie Thatch as she falls for a woman who belongs to a strange cult. Speculative, Sci-Fi, and Fantasy Fiction Brew by Dane Figueroa Edidi Dane Figueroa Edidi    Brew  Arjana’s life is Baltimore is complicated enough already with high school, being trans, and witchcraft, but things get even stranger as her powerful mother is threatened by dark forces. Jan Morris    Hav A fictional travelogue exploring the strange and ancient Mediterranean city of Hav. R.J. Eliason    Bear Naked Amanda lives in a world of neo-paganism and Renaissance faires but what happens when her boyfriend might be a werewolf? Travel Writing Jan Morris    The World: Life and Travel 1950-2000 Half a century of Jan Morris’ celebrated and beloved non-fiction is now collected into one volume that travels from the handover of Hong Kong to the trial of Adolf Eichmann in Israel. Memoir Cooking in Heels by Ceyenne Doroshow Jan Morris    Conundrum Morris’ memoir is the story of one trans woman’s experiences coming out and transitioning in the early 1970s. Ceyenne Doroshow    Cooking in Heels: A Memoir Cookbook Doroshow weaves together tales of family with her own recipes. Poetry Tyler Vile  Never Coming Home This novel in verse tells a story of life, family, and disability, against the backdrop of a never finished mansion. Charles Theonia    Which One is the Bridge Brief stories of avoiding cops, building a home, falling in love, and living in modern day Brooklyn. Lilith Latini    Improvise, Girl, Improvise These sharp and clever poems introduce a range of trans women characters. Ryka Aoki    Why Dust Shall Never Settle On My Soul At turns funny and ruthless as Aoki explores experiences of loss. Jamie Berrout    Desire and the Scent of Guava Berrout’s collection looks back at her experiences with love and intimacy as a trans woman of color entering into a relationship. Make Love to Rage by Robyn Morgan Collado Morgan Robyn Collado    Make Love to Rage This collection carries the reader through the rage of injustice to the soothing end of love. b. binaohan  i just want freedom Short prose-poems and epigrams on liberation. Vivek Shraya    even this page is white Shraya’s debut collection takes on the difficult topic of race and its various intersections with queerness, art, desire, and more. Trish Salah    Wanting in Arabic Salah looks back for a home she never knew and asks questions of sexual desire and identity. Cam Awkward Rich    Transit These poems push us through Rich’s memories and past. Sara June Woods    Wolf Doctors Surreal stories of transmutation and lovers.

Thursday, May 21, 2020

The Invention Of Cinema And Film Reel - 1920 Words

When thinking about cinema, the first image that often comes to mind is that of a film reel, or a projector in a dark screen, not dissimilar to the one opening Bergman s Persona (1966). Although originally indicating the physical medium on which moving images were fixated, the word â€Å"film† quickly evolved to mean motion pictures; for decades, cinema and film were not considered as two separate ideas. Over the years, the link between this art form and material elements has been reinforced on a more theoretical level by the assertions of critics such as Kracauer, to whom â€Å"Films come into their own when they record and reveal physical reality.(Kracauer, 1997); Stanley Cavell also highlights the intrinsic realism that belongs even to the†¦show more content†¦It features an everyday character, Neo, who gains the ability to bend and transform the reality around him, after finding out the reality he lived in was nothing but a limited fraction of the possibilities around him. He obtains his power by making a bold choice, taking the iconic red pill and entering â€Å"the rabbit hole†. A possible interpretation for the suggestive analogy would see the Wachowskis, or more broadly the â€Å"generation X† directors, taking the metaphorical pill and choosing to gain the power to control and manipulate the images on the screen more than it was ever possible before, and the directing duo of the Matrix trilogy brilliantly succeeded at exploring new frontiers of filmmaking. A perfect example of this is the Bullet-Time effect, expression created by its own inventor John Gaeta, who worked with Manex Visual Effects for The Matrix s digital effects. It originally refers to a scene where the protagonist is able to dodge the agents bullets at an extreme speed; to deliver this the directors chose an extreme slow motion effect in which the camera could freely move while the action was frozen, thus deliberately playing with the audience s expectations and previous knowledge of the limits of camerawork; it was directly inspired by Otomo Katushiro s view-morphing techniques (Gaeta, 2006). This sequence works thanks toShow MoreRelatedFilm hw 1 Essay1078 Words   |  5 PagesIntroduction to Film History, Module 1 Homework Assignment, taught by Professor Stephanie Sandifer. Directions: Using word processing software to save and submit your work, please answer the following short answer questions. All responses to questions should be one to two paragraphs, composed of five to seven sentences, in length. Your responses should include examples from the reading assignments. 1. Explain the role of the Kinetoscope during the period of cinemas invention. How did the KinetoscopeRead MoreFilm Review : Making A Film1181 Words   |  5 PagesMaking a film takes a very complex process. This is why films sometimes take months and even years to make. Filmmaking is always broken up into 5 steps. Filmmaking takes a process of the development of the film, the pre-production, production, the post-production, and distribution. This is when the production begins to take shape. Ideas for the film are created and the screenplay is written and edited. During this part of the process financing is planned out and looked at what can be afforded, whatRead MoreThe Film Industry And Its Impact On The Entertainment Industry971 Words   |  4 Pages The medium of cinema has been around for almost 130 years and has dramatically advanced due to brilliant minds of innovation in art, math and science. The early 1900’s were some of the most pivotal years for the U.S. film in dustry, marking the inclusion of sound at the movies one of the most dramatic changes in all of film history. At first the concept of synchronized sound had many studios worried about the economic risk. As history goes on to prove, anything that requires growth and change, includesRead MoreEssay on Discussion of the early pioneers of moving pictures1752 Words   |  8 Pagesand D.W Griffith built on early films by the Lumiere brothers and George Melies. Use examples from the oeuvre of each filmmaker to substantiate your argument. This essay will outline an introduction to the premature years of motion pictures and developments that helped shape cinema as we know it today. This paper will explore the roles of the early pioneers and the extent to which their contributions shaped cinema. In particular, it will look atRead More Holography: From Physics to The Big Screen Essay837 Words   |  4 PagesThe technical evolution of film industry is one notable feature of modern civilization. The innovation of combining motion pictures with recorded sound. Black-and-white film gradually replaced by the colour motion picture film and the visual effect involve the integration of live-action footage and computer generated imagery to create a scenes which look realistic, but would be dangerous, costly or impossible to be recorded and the popularization of three-dimensional cinema. The developments of techniqueRead MoreThe Impact of Cinematography on Our Life Essay1229 Words   |  5 PagesIn today’s society, film i s seen as a major form of entertainment that can also be used to convey certain messages and themes. An aspect of film that is often missed or taken for granted is the impact of cinematography. Cinematography is the art of motion picture photography. Over the years, cinematography has proven itself to be a major contribution to film, furthering its artistic value and evolving as time changes. In the beginning, when film was still an emerging form of technology, expressionRead MoreFilm Production Of Film Films1886 Words   |  8 Pages The history of film began in the 1890s, when motion picture cameras were invented and film production companies started to be established. Because of the limits of technology, films of the 1890s were under a minute long and until 1927 motion pictures were produced without sound. The first decade of motion picture saw film moving from a novelty to an established large-scale entertainment industry. The films became several minutes long consisting of several shots. The first rotating camera for takingRead MoreThe Scottish and International Film Industrys Contribution to the Development of Scottish Identity in the Last Part of the Twentieth Century1302 Words   |  6 PagesThe Scottish and International Film Industrys Contribution to the Development of Scottish Identity in the Last Part of the Twentieth Century When people hear the word Scotland there is, as said by C McArthur (2003:59)Diverse images and narratives right down to particular words and phrases that immediately come into their head. These images may it be of tartan, misty landscapes, bagpipes or castles contribute to how Scotland is portrayed and create what is known as a Scottish Read MoreMy Museum Of World Religions Essay1575 Words   |  7 Pagesthen onto screens. In our photography room, you will see a historic microscopic image-capturing device, it is used to align a lantern slide to a microscope and is used to project images from the lantern slides. â€Å"In the 1840’s an adaption of this invention was used to print a positive image onto a second pane of glass, thus the beginning of the black and white photo image using the Magic Lantern projector and being dubbed the hyalotyping. Early slides were made using albumen, in which to coat theRead MoreAmerica’s Domination of the Film Industry693 Words   |  3 Pages Looking at the film industry as we now know it, it’s hard to imagine that America wasn’t always the film producing machine we see it as now. Yet, when we begin looking at all the technological advances that took place in film over time and the events which occurred during these periods, it was a complex journey. In the following essay we are going to discuss why I believe that the wars faced both foreign and domestic played the biggest factor in the American Film industry’s rise to dominance by

Wednesday, May 6, 2020

Naguib Mahfouz’s Zaabalawi Essay - 516 Words

Naguib Mahfouz’s Zaabalawi The Islamic tradition, as reflected in Naguib Mahfouz’s Zaabalawi, has over the course of history had an incredible impact on Arab culture. In Mahfouz’s time, Islamic practices combined with their political relevance proved a source of both great power and woe in Middle Eastern countries. As alluded to in Zaabalawi, Mahfouz asserts the fact that not all Muslims attain religious fulfillment through this common tradition, and other methods outside the scope of Islam may be necessary in true spiritual understanding. My project emphasizes this spiritual tension by presenting a wineglass inscribed with Qur’anic verses. By examining the purpose and structure of this wineglass, the truth of Mahfouz’s†¦show more content†¦In accordance with these symbols of essence, the Qur’anic script around the wineglass also proves applicable to Zaabalawi. It reads, phonetically: â€Å"Iqra/ warabbuka al-akramu, Allathee AAallama bialqalami.† Or in English: â€Å"Recite in the name of the Lord, who has taught by the pen.† This is a passage from the 96th Surah, Al-A’laq in the Qur’an. Such references to writings and penmanship highlight the importance of calligraphic beauty in such a society. Muslims believe that it is important to read the Qur’an in Arabic. Their religion teaches that God intentionally presented the holy book to Arabs because their language holds a secret beauty and truth not found in others. Thus, if one is to complete the task of reading the Qur’an, it must be done in Arabic or with a corresponding Arabic text. For this reason, I wrote in Arabic script around the glass because its translation would be incomplete otherwise. Furthermore, the first command of Allah is â€Å"Recite!† This is reflected in the Muslim appreciation for both the oral recitation and visual replication of the Qur’an. Calligraphy, as a creative expression of the Qur’an, has become a predominant art form in many Muslim countries. The calligrapher in Zaabalawi, in fact, has had much contact with true spirituality in his mastery of the Arabic script. Therefore, my act of inscribing Islamic verses would, in their culture, be considered a type of prayer and homage

Concepts Answers Free Essays

Marginal revenue is the additional revenue that a firm obtains by selling one more unit. Marginal cost is the cost of hiring one more unit of labor or the cost of producing one more unit of output. Marginal revenue product is the additional revenue we obtain by hiring one more unit of labor. We will write a custom essay sample on Concepts Answers or any similar topic only for you Order Now When we incur a marginal cost our hope it that is will generate marginal revenue product which exceeds the cost. Hence the marginal revenue will exceed our marginal cost. 4. Distinguish between economic and financial capital. Economic capital resources include all items that man manufactures by combining natural and unman resources like buildings, equipment, roads, and bridges. Financial capital is a dollar value claim on economic capital. Financial capital would include cash, deeds of trust, mortgages, loan papers, stocks, and bonds. 5. Discuss the value of the entrepreneur. What distinguishes the entrepreneur from the labor resource? Why are entrepreneurs unique? Entrepreneurial resources consist of the ideas of individuals, who assume risk and begin business enterprises. The entrepreneur combines natural, human, and capital resources to produce a good or service that we value more than the individual components. Without the entrepreneur, the other resources would not normally be combined, except for subsistence (I . E. , the resources that are just sufficient to sustain life). The entrepreneur seeks to make a profit when using his ideas. When we look at overall payments, the mental talents of people in the form of the entrepreneur normally exceed the wages that are paid for labor. The owner of a professional sports team, the entrepreneur, will normally make more than any player on that team. Of course, the more brilliant the idea and its ultimate appeal to the buyer of the good or service, he more profit that will accrue to the entrepreneur. 6. What is opportunity cost? An opportunity cost is the highest value that is surrendered when a decision is made; it is never the decision, which is made. It is a quantifiable term. 7. What makes up gross income? All of the money received from all sources during the year. This includes wages, tips, interest earned on savings and bonds, income from rental property, profits to entrepreneurs, and any other source of income an individual may have. 8. Compare progressive, regressive, and proportional taxes. Give at least one example of each type of ax. Progressive taxes are taxes that take a larger percentage of your income as your income increases. Regressive taxes are taxes that take a higher percentage of your income as your income decreases. Proportional taxes are taxes where the percentage paid stays the same, regardless of income. Examples include progressive income taxes, regressive sales taxes, and proportional property taxes. 9. What is the law of supply? The law of supply states that as the payment or price of an item increases, coteries Paramus, we will supply more of that item. 0. What is a supply table? How do you obtain supply curve from a supply table? A supply table is a listing of the quantities of some variable, which will be supplied at various prices in the market place. The supply curve is obtained by horizontally summing the quantities supplied by different suppliers at each price in the market. 11. What is t he law of demand? The Law of Demand states that if all other factors are constant, as the price for an item decreases, people will demand more of that item, coteries Paramus. 12. Explain the concept of a surplus of money versus a shortage of money. When the supply of money saved exceeds the demand for money, here is a surplus of money; then institutions (banks, credit unions, savings and loans, etc. ) will pay less for savings, and interest rates will begin to fall. When the demand for money exceeds the supply, there is a shortage of money and interest rates will be bid up in the market as institutions attempt to obtain more money. 13. What is the Federal Reserve? What are the Feud’s three tools for controlling the money supply? The Federal Reserve is the Central Bank of the United States. The three tools for controlling the money supply are the discount rate, the reserve requirements ratio, and federal open market operations. 4. What is risk? What is the difference between systematic and unsystematic risk? Risk involves the probability that the actual return on an investment will be different from the desired return. Systematic risk is that risk which is associated with economic, political, and sociological changes that affect all participants on a near equal basis. Unsystematic risk is that risk that is unique to an individual, firm, or industry. EXERCISES AND PROBLEMS 1. Carry Yogi’s Lounge consists of the following. Carry, the owner believed that people would come to hear a band play on Friday, Saturday, and Sunday evening. During the remainder of the week, she believed her customers would watch sporting events on several television sets located throughout the lounge. Carry employed two bartenders, three servers, two assistant servers, two cooks, one dishwasher and a clean-up person. She had a bar, 15 barstools, 4 tables, 40 chairs, 4 television Sets, and one satellite dish. She had an oven, stove, grill, refrigerator, sinks, dishes, and glassware. Carry started this business with $50,000 of her own money, and she borrowed $1 50,000 from the bank. From this description, list each of the scarce resources that are used in Carry Yogi’s Lounge. Entrepreneurial resource: Carry Yoke. Labor resources: 2 bartenders, 3 servers, 2 assistant servers, 2 cooks, 1 dishwasher, and a clean-up person. Economic capital resources: 1 bar, 15 bar stools, 4 tables, 40 chairs, 4 television sets, one satellite dish, oven, stove, grill, refrigerator, sinks, dishes, and glassware. Financial capital resources: $50,000 of her own money and $1 50,000 from the bank. . Joe Fixity has an appliance repair business. He has more business than he can handle and wants to hire another repair person. Joe estimates that three appliances can be repaired each hour by a qualified person. Joe bills out labor at $45 per hour, but he stipulates that the minimum charge for appliance repair estimates is $30 plus parts. What is the marginal revenue product of a qualifi ed repair person? 3 appliance repairs per hour times $30 = $90 marginal revenue product. What is the maximum hourly wage that he would pay an employee? Therefore, since we bring in an additional $90 per hour by hiring one more repair person, the maximum wage we would pay is $90. 3. Sam Smith is currently employed as a mechanical engineer and is paid $65,000 per year plus benefits that are equal to 30% of his salary. Sam wants to begin a consulting rim and decides to leave his current job. After his first year in business, Cam’s accountant informed him that he had made $45,000 with his consulting business. Sam also notices that he paid $6,000 for a health insurance policy, which was his total benefit during his first year. What was Cam’s opportunity cost? Sam gave up $65,000 in salary plus $19,500 in benefits roar total of $84,500. 4. Sara Lee just graduated from college with a degree in accounting. She had five job offers: Bean counters CPA, $35,000; Assets R us, $27,000; The Debit store, $30,000; J G’s Spa’s, $33,000; and The Double Entry Shop, $40,000. What was her opportunity cost if she accepted the job with The Double Entry Shop? Sara gave up Bean counters CPA at $35,000 which was the highest value surrendered. 5. Sam Club earned $50,000 and paid taxes of $10,000. Samaritan Heart earned $60,000 and paid taxes of $12,000. If these taxes were paid to the same government agency, is the tax on income progressive, regressive, or proportional? Why did you reach this conclusion? As show below these taxes are proportional because they both paid the same percentage of their income in taxes. 6. You read an article in this mornings paper that stated inflation was accelerating and would reach six percent this year. If the FED believes this statement and it has set a goal of three percent inflation, what will it likely do at the next meeting of the Federal Open Market Committee? They would most likely raise the discount rate, the federal funds rate, or both. They could also sell more government securities to decrease the money supply. 7. A friend came into your office and said that his bank was out to kill small businesses. You asked him what he meant by this remark, and he said that he read an article that said his bank had just loaned $10 million to a major automobile manufacturer at a rate of 3 percent, which is less than prime. But your friend just borrowed $50,000 from the same bank and they charged him prime plus four percent, or 7. Percent. Your friend has been in business for two years, and last year he had a loss of $2,000. How can you explain this difference in interest rate to your friend? The bank charges interest based upon risk The probability of the automobile manufacturer defaulting on the loan is very remote; therefore, they get a favorable interest rate from the bank. Since your friend lost money last year and since over 40 percent of all m all businesses fail in the first five years, the bank’s risk is much higher and therefore they will charge a higher interest rate. How to cite Concepts Answers, Papers Concepts Answers Free Essays What is database? Q Answers A database is a logically coherent collection of data with some inherent meaning, representing some aspect of real world and which is designed, built and populated with data for a specific purpose. 2. What is DBMS? It is a collection of programs that enables user to create and maintain a database. We will write a custom essay sample on Concepts Answers or any similar topic only for you Order Now In other words it is general-purpose software that provides the users with the processes of defining, constructing and manipulating the database for various applications. 3. What is a Database system? The database and DBMS software together is called as Database system. 4. Advantages of DBMS? Redundancy is controlled. Unauthorised access is restricted. Providing multiple user interfaces. Enforcing integrity constraints. Providing backup and recovery. 5. Disadvantage in File Processing System? Data redundancy inconsistency. Difficult in accessing data. Data isolation. Data integrity. Concurrent access is not possible. Security Problems. 6. Describe the three levels of data abstraction? The are three levels of abstraction: Physical level: The lowest level of abstraction describes how data are stored. Logical level: The next higher level of abstraction, describes what data are stored in database nd what relationship among those data. View level: The highest level of abstraction describes only part of entire database. 7. Define the â€Å"integrity rules† There are two Integrity rules. Entity Integrity: States that â€Å"Primary key cannot have NULL value† Referential Integrity: States that â€Å"Foreign Key can be either a NULL value or should be Primary Key value of other relation. 8. What is extension and intension? Extension – It is the number ot tuples present in a table at any instance. This is time dependent. Intension – It is a constant value that gives the name, structure of table and the constraints laid n it. 9. What is System R? What are its two major subsystems? System R was designed and developed over a period of 1974-79 at IBM San Jose Research Center. It is a prototype and its purpose was to demonstrate that it is possible to build a Relational System that can be used in a real life environment to solve real life problems, with performance at least comparable to that of existing system. Its two subsystems are Research Storage System Relational Data System. 0. How is the data structure of System R different from the relational structure? Unlike Relational systems in System R Domains are not supported Enforcement of candidate key uniqueness is optional Enforcement of entity integrity is optional Referential integrity is not enforced 11. What is Data Independence? Data independence means that â€Å"the application is independent of the storage structu re and access strategy of data†. In other words, The ability to modify the schema definition in one level should not affect the schema definition in the next higher level. Two types of Data Independence: Physical Data Independence: Modification in physical level should not affect the logical level. Logical Data Independence: Modification in logical level should affect the view level. NOTE: Logical Data Independence is more difficult to achieve 12. What is a view? How it is related to data independence? A view may be thought of as a virtual table, that is, a table that does not really exist in its own right but is instead derived from one or more underlying base table. In other words, there is no stored file that direct represents the view instead a definition of view is stored in data dictionary. Growth and restructuring of base tables is not reflected in views. Thus the view can insulate users from the effects of restructuring and growth in the database. Hence accounts for logical data independence. 3. What is Data Model? A collection of conceptual tools for describing data, data relationships data semantic cs and constraints. 14. What is E-R model? This data model is based on real world that consists of basic objects called entities and of relationship among these objects. Entities are described in a database by a set ot attributes. 15. What is Object Oriented model? This model is based on collection of objects. An object contains values stored in instance variables with in the object. An object also contains bodies of code that operate on the object. These bodies of code are called methods. Objects that contain ame types of values and the same methods are grouped together into classes. 16. What is an Entity? It is a ‘thing’ in the real world with an independent existence. 17. What is an Entity type? It is a collection (set) of entities that have same attributes. 18. What is an Entity set? It is a collection of all entities of particular entity type in the database. 19. What is an Extension of entity type? The collections of entities of a particular entity type are grouped together into an entity set. 20. What is Weak Entity set? An entity set may not have sufficient attributes to form a primary key, and its primary ey compromises of its partial key and primary key of its parent entity, then it is said to be Weak Entity set. 21 . What is an attribute? It is a particular property, which describes the entity. 22. What is a Relation Schema and a Relation? A relation Schema denoted by R(AI, A2, †¦ , An) is made up of the relation name R and the list of attributes Ai that it contains. A relation is defined as a set of tuples. Let r be the relation which contains set tuples (tl, t2, t3, tn). Each tuple is an ordered list of n-values t=(v1,v2, vn). 23. What is degree of a Relation? It is the number of attribute of its relation schema. 24. What is Relationship? It is an association among two or more entities. 25. What is Relationship set? The collection (or set) of similar relationships. 26. What is Relationship type? Relationship type detlnes a set ot associations or a relationship set among a given set of entity types. 27. What is degree of Relationship type? It is the number of entity type participating. How to cite Concepts Answers, Papers

Friday, April 24, 2020

Power of Simile free essay sample

The Power of Simile Throughout Macbeth, Shakespeare seems to choose his words with care. Although written in a formal style, the author fabricated a colorful play with the use of metaphors, imagery, and iambic pentameter by cautiously placing the words in order to fulfill a certain rhythm; however, Shakespeare exhibits a somewhat distinct use of simile throughout Macbeth (Hudson). As stated by the Oxford Dictionary, a simile is a figure of speech involving the comparison of one thing with another thing of a different kind. In order words, a simile is the comparison of two or more unlike things Hudson). The author exercises simile by conveying a concept to the reader and portraying a picture to be more emphatic or vivid than it is especially in the following scenes: when he describes the battle between Norway and Scotland, when he describes the fervor with which Macbeth and Banquo fght in the beginning of the tale, and when he describes the murderers that he hires to eliminate Banquo (Hudson). We will write a custom essay sample on Power of Simile or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Shakespeare conveys the concept of the battle between Norway and Scotland by using simile. Doubtful it stood, as two spent swimmers that do cling together and choke their art (l. ii. 7). Here, the Captain tells King Duncan that the armies were like two effete swimmers clutching each other for their lives. At the commencement of the play, Shakespeare seems to use a significant amount of similes in order to make the reader visualize the battle. The author attempts to relate similar ideas that may be known to the reader in order to explain the occurring event. Shakespeare depicts the force Macbeth and Banquo used to fight the counterattack of the Norwegian King vividly by using simile. They were as cannons overcharged with double cracks, so they doubled strokes upon the foe (1. . 35). Here, the Captain tells King Duncan that Macbeth and Banquo fought Norway with double force. The Captain then compares Macbeth and Banquo to cannons with double ammunition. Shakespeare also seems to use imagery, but in an emphatic way. The author shows emphasis by describing Macbeth and Banquo as if they were cannons; he compels the reader to understand the degree of intensity at the time of the battle. The use of the simile also portrays the Captain to be passionate about the battle. Shakespeare showcases a unique use of simile that is not exercised by many oets; he periodically builds a simile on the same plan (Hudson). As hounds and greyhounds, mongrels, spaniels, curs, Shoughs, water-rugs and demi-wolves, are clept0 All by the name of dogs. The valued file Distinguishes the swift, the slow, the subtle, The housekeeper, the hunter, every one According to the gift which bounteous nature0 Hath in him closed; whereby he does receive, Particular addition from the bill That writes the m all alike. And so of men. Not i the worst rank of manhood, say t, And I will put that business in your bosoms, Whose execution takes your enemy off, Grapples you to the heart and love of us, Who wear our health but sickly in his life, Which in his death were perfect (111. 1. 92-108). Here, the author starts with Macbeth calling the murderers part of the species called men, therefore saying that the murderers can act on revenge. He then elucidates his statement further by giving a comparison to dogs; that Just like men, dogs have their own species, for example, mongrels and spaniels. Shakespeare then builds on the simile by writing a couple of lines that expanded the simile but also linked the simile to the first statement.

Tuesday, March 17, 2020

Free Essays on Reflectivity

Boyd defines reflection as â€Å" the process of internally examining and exploring issue of concern, triggered by an experience which creates and clarifies meaning and which results in a changed conceptual perspective†(Boyd & Fales, 1999,p.5). The aim of reflectivity in practice is to ultimately improve patient care. The model of structured reflection that will be used in this essay pinpoints key questions in the areas of aesthetics, personal, ethics, empirics, and reflexivity (Johns, 1995,p.226-234). Allowing a discussion on an experience chosen from my reflective journal that was completed over the time of practicum. The situation that impacted on me the most was the bed bathing of my client unsupervised for the first time. The client is sixty-three years old, she suffered from a severe diabetic coma, which left her totally immobile, and unable to communicate her needs. Having only ever observed bed bathing this situation made me feel very anxious. The reason for my anxiety was the inability of my client to communicate and the fact that I had had no practical experience with bed bathing. I felt inwardly insecure and feared the unknown; these were the key factors affecting my performance. I understood that I needed to deal with my thoughts in order to gain control of the situation. I did this by reassuring my client verbally as well as with firm physical handling(Beare&myers,1990), and in doing so I was able to reassure myself. The factors that influenced my behaviour were my previous experience with bed bathing which had only occurred in the clinical labs at school. I found that when nursing your classmates there are no limitations of body capability or communication such as the situation I experienced with my client. Through the lack of experience in this area the procedure that is seen to be simple turned out to be a bit of an ordeal for myself and in my understanding for the client as well, due to her inability to com... Free Essays on Reflectivity Free Essays on Reflectivity Boyd defines reflection as â€Å" the process of internally examining and exploring issue of concern, triggered by an experience which creates and clarifies meaning and which results in a changed conceptual perspective†(Boyd & Fales, 1999,p.5). The aim of reflectivity in practice is to ultimately improve patient care. The model of structured reflection that will be used in this essay pinpoints key questions in the areas of aesthetics, personal, ethics, empirics, and reflexivity (Johns, 1995,p.226-234). Allowing a discussion on an experience chosen from my reflective journal that was completed over the time of practicum. The situation that impacted on me the most was the bed bathing of my client unsupervised for the first time. The client is sixty-three years old, she suffered from a severe diabetic coma, which left her totally immobile, and unable to communicate her needs. Having only ever observed bed bathing this situation made me feel very anxious. The reason for my anxiety was the inability of my client to communicate and the fact that I had had no practical experience with bed bathing. I felt inwardly insecure and feared the unknown; these were the key factors affecting my performance. I understood that I needed to deal with my thoughts in order to gain control of the situation. I did this by reassuring my client verbally as well as with firm physical handling(Beare&myers,1990), and in doing so I was able to reassure myself. The factors that influenced my behaviour were my previous experience with bed bathing which had only occurred in the clinical labs at school. I found that when nursing your classmates there are no limitations of body capability or communication such as the situation I experienced with my client. Through the lack of experience in this area the procedure that is seen to be simple turned out to be a bit of an ordeal for myself and in my understanding for the client as well, due to her inability to com...

Sunday, March 1, 2020

How to Fill Out a Check, Step by Step

How to Fill Out a Check, Step by Step SAT / ACT Prep Online Guides and Tips Between online bill pay and money-transferring apps like Venmo, many of us don’t fill out checks very often. On the occasion that we do need to write one, like to pay rent, take care of a bill, or send a birthday gift to a relative, we might find ourselves feeling uncertain about whether we’re doing it right. This guide will tell you everything you need to know about how to fill out a check. To start, let’s get up close and personal with this small but mighty piece of paper. Anatomy of a Check: Full Diagram Did you know that a check has your bank account number on it? Or that each check has its own number that shows up not once, but twice? Did you ever notice that official checks have a tiny image of a padlock to show they’re certified by the almighty Check Payment Systems Association? Check out this diagram of a personal check to take a close look at everything on it. This particular check belongs to Archibald Squiggles of Splitsville, Indiana. Sam Lindsay for PrepScholar/All rights reserved. As you can see, your checks will show your name and address, bank account and routing number, and a check number. They also may feature the name of your bank. Using this diagram for reference, let’s look at everything you need to do to fill out a check. How to Fill Out a Check First off, you should fill out your check in pen. You could use a pencil, technically, but then your writing could get smudged or, worse, an unsavory character could come along, erase what you wrote, and change it to something else! Pen is more secure and official, especially when a signature is required. When you’re writing a check, you just need a few pieces of information: Name of the recipient, whether it’s an individual or a company Amount of money you’re writing the check for The date you want the recipient to cash the check You’ll also need to know how to write out the amount of money in words, a task that most of us rarely do outside of the context of writing checks. You’ll find some more tips on how to do this below. Once you have all of this information, you’ll find that writing the check is easy. There are five required pieces of information, plus an optional sixth. You can add these five (or six) pieces of information in any order, as long as you fill them all out in the end. For the purposes of this guide, the steps for how to write a check are presented in the order that they appear on the check from top to bottom and left to right, starting with the date. Many of us write checks every month to a landlord or realty management company. Step 1: Write the Date First, you should write the date on its designated line near the top right corner. Put the date on which the recipient can first cash the check. That might be the current date, or a date in the future. For instance, if you’re writing a check for December, 2016 rent, then you might put the date as December 1, 2016. This means that you want the recipient to cash the check on or after December 1, but not before. You can write the date in long form or in the format MM/DD/YYYY. For instance, using the example above, you could write July 1, 2016 or 07/01/2016 (leaving out the zeros and writing 7/1/2016 is fine, too). If you’re writing a longer month, like November, you can also abbreviate it, e.g. Nov. 1, 2016. In the example below, Loretta Checkworth has started writing a check to pay back Archibald Squiggles. She’s writing the check in late September, but dates it as October 1, 2016. Since she and Archibald Squiggles are close friends, he doesn’t mind waiting a week to cash it until Loretta’s sure she has the funds in her account. You’ll notice that Loretta has redacted her home address and bank account number. She knows better than to share personal information with strangers on the internet. Like Loretta, you can date a check in the future if you want the recipient to wait to cash it. If you have insufficient funds in your account until that date, you should also pass the message along to the recipient to wait to deposit the check until the stated date. You could date your check for way in the future, but who knows if we’ll even still be using checks by then. Maybe we’ll pay for everything in flowers to our robot overlords. Step 2: Name the Recipient After you write the date, fill in the name of the recipient. If you’re writing a check to a person, then write his/her first and last name. Loretta writes out Archibald's full name, as you can see on the check below. If you’re sending money to a company, write the full name of the company (e.g., Acropolis Realty, Inc.). You can also write â€Å"cash† as the recipient. Writing cash means that anyone can cash the check. It’s usually not recommended, for security reasons. Step 3: Fill in the Numerical Amount of Money In the payment box, write out the amount of money. Since the dollar sign should already be outside the box, you don’t need to repeat it. Just write the numbers. Include the cents, even if the amount of cents is zero. For instance, five dollars should be written as 5.00, rather than just 5. It is possible to write a check for less than a dollar. In that case, include the zero before the decimal point. An amount of 75 cents, for instance, would be written as 0.75. Loretta owes $150.99 to Archibald, which she indicates in the payment box below. Since the dollar sign is already outside the box, Loretta doesn't write it again when writing a check. Just the numbers, "150.99" are fine. This piggy bank just learned you can write checks for amounts less than a dollar and is rightfully alarmed. Step 4: Write Out the Amount of Money in Words Now comes the slightly less usual task. In addition to writing the numerical amount of money, you also need to write out the amount in words. You’ll write out the dollars in words and the cents in words or as a fraction out of 100. For instance, an amount of $5.00 could be written as â€Å"Five dollars and zero cents† or â€Å"Five dollars and 00/100.† Writing the cents as a fraction is more common because it saves room on a relatively short line. When there’s no change, you can also follow the amount in dollars with the word â€Å"even.† In this example, your third option would be to write, â€Å"Five dollars even.† If you’re writing a compound number between 20 and 100, you should include a hyphen. For example, $21 becomes â€Å"Twenty-one dollars† and $49 becomes â€Å"Forty-nine dollars.† If you’re writing an amount less than a dollar, then you could write out the cents in one of two ways. You could write â€Å"zero dollars and† followed by the fraction, or write the amount out in words preceded by the word â€Å"only.† For example, 50 cents would become â€Å"zero dollars and 50/100† or â€Å"Only fifty cents.† Using these rules, let’s look at a few more examples of how to write out numerical amounts of money in words. Example 1: $10.00 Ten dollars and 00/100 OR Ten dollars and zero cents OR Ten dollars even Example 2: $39.99 Thirty-nine dollars and 99/100 OR Thirty-nine dollars and ninety-nine cents Example 3: $0.75 Zero dollars and 75/100 OR Only seventy-five cents Example 4: $1,789.74 One thousand seven hundred and eighty-nine dollars and 74/100 As you can see, the fourth example only writes the cents as a fraction. While you technically can write out the change in words, you probably wouldn’t have space on the line with such a large number. You could also add clarifying commas when writing out big numbers, although you don’t have to. If you’re running into trouble writing out the numerical value in words, you can also enlist the help of a website, like Calculator Soup. It converts numerical currency values into words. It’s best to make sure you know how to write everything out before you start filling out the check, so you don’t waste a check. Before filling out your check, you can use another piece of paper for some check writing practice. You also want to make sure to write small enough so you can fit the amount all on one line. Loretta is used to writing checks, so she went ahead and wrote â€Å"One hundred fifty dollars and 99/100s† on her personal check in the correct check writing format without a practice run first. Loretta also added a dash after the amount to indicate that nothing should come after. You can include a line like this to safeguard your check and make sure no one can add any additional numbers. Personal checks, where words and numbers collide. Step 5: Add an Optional Memo See the memo line near the bottom left-hand corner on the diagram of the check? Filling out this line is optional. You can write a word or two as a note to the recipient or to describe what the check is for. For instance, you could write â€Å"July rent,† â€Å"Happy Birthday,† â€Å"IOU,† or â€Å"Laser tag.† If your recipient is getting several checks from you or other people, then it may be useful to fill out this memo line to make sure your check doesn’t get mixed up. Step 6: Sign It! Finally, once you’ve filled out the date, recipient, amount of money in numbers and words, and optional memo, you’ll sign your name! A signature is essential, as the check can’t be cashed or deposited if it’s not signed. Once you’ve completed these six steps, you’re all done! Your check is filled out and ready to go. After filling out all of the other essential information, Loretta signed her full name. Now the check is ready for Archibald. Besides knowing how to write a check, there's one other step you should take before sending off your check. Read on for one extra tip about check writing. Extra Tip: Write Down the Check Number Before sending off your check to your friend, landlord, laser tag partner, health insurance company, or whoever the recipient may be, you should take one additional step: write down the check number. Every check has its own number to help you keep track of it. As you can see on Archibald’s check, the check number can typically be found twice on the check, on the top right and bottom right corners. Recording the check number helps you keep track of which check you’re using in case it gets lost or you need to cancel it. Canceling a check costs between $15 and $36 depending on your bank, but it could be worth it if you’re worried about the check falling into the wrong hands. You may also want to cancel the check if you don’t have enough money in your account, depending on your bank’s overdraft fees. Usually, banks charge an overdraft fee between $20 and $40 if a check bounces. If you have overdraft protection, then your bank will cover the cost of the check, but this coverage will be a loan with interest, plus you may have to pay an additional fee. You'll have to compare your bank's overdraft fee with its cancellation fee to decide if the check is worth canceling. If you’re worried about a check bouncing, try to tell the recipient to wait to deposit until you’re sure you have enough money in your account. Writing down the check number is a smart move just in case you need to cancel your check or order new ones. When you order from a third party, like Costco, you need to know the number of your last check so your next group of checks can start with the following number. Loretta Checkworth, of course, recorded her check number before she paid back Archibald Squiggles for their laser tag weekend getaway. Archibald recently deposited Loretta’s check into his bank account, so there’s no longer a debt between them. While Loretta’s an old pro when it comes to check writing, what should you remember as you fill out your own personal checks? Remember to record the check number in case your check gets lost in transit... How to Write a Check: Key Takeaways Filling out a check is no great mystery. You just need a small amount of information, namely the name of the recipient, the amount of money, and the date on which they can cash or deposit the check. If you’re unsure about writing numerical values out in words, perhaps practice on another piece of paper first, so you don’t end up wasting a check. Before sending out your check, record the check number, just in case you need to cancel it. Knowing how to fill out a check a useful skill that anyone with a checking account should have. Next time you need to send a check for rent, a bill, or a gift, you can feel confident that your money transfer will go through.

Friday, February 14, 2020

Managing Performance Essay Example | Topics and Well Written Essays - 2500 words

Managing Performance - Essay Example Likewise, the organization will be active, physically, statistically, economically etc due to the organized activity of the workers and the departments. Like brain in the human body, the leader of the organization in the form CEO (Chief Executive Officer), MD (Managing Director), Chairman, manager, supervisors etc will put his/her brain and manage the various human filled departments. So, organized human activity is planned and controlled flow of human energy. So, if organized or planned activity is carried out with precision, the organization will be a success. But, precision in organizing or planning cannot be done without the initiatives of the workers and departments and also without a knowledgeable, capable and powerful initiator. Like the five different fingers in one’s hand, each human is different from one another having different characters, attitudes, education, background etc, etc†¦And the unison of these different humans under a single organization to reach a target is, and will always be a difficult proposition. As these different humans could only create a different working culture, the success rate will be minimal. If a common working culture, if correctly said, the perfect, feasible and winnable working culture is ‘operationalised’, through out the organization, the organization will be a success story. The script for the success story could only be scripted by an effective leader or manager. With this optimum working culture the performance of the management can be increased manifold. So, this paper will critically explore the difficulties in efforts to manage employee performance and how the organization and its leader or manager can try different methods to get optimum performance. While trying these different methods or approaches, the organization would face potential problems, but if the methods are carried out perfectly it

Saturday, February 1, 2020

Motivation of Maids in Motels Essay Example | Topics and Well Written Essays - 1750 words

Motivation of Maids in Motels - Essay Example According to the essay "Motivation of Maids in Motels" findings, the additional responsibilities such as being maà ®tre d’hà ´te, preparing the work roster can keep them more engaged. Similarly, combining several work activities can help in creating challenging and enriching job description. Through this, the maids would feel that the role that they do is much more important and meaningful than before. For example, as a part of their core job of housekeeping, a combination of tasks such as profiling a customer, providing inputs to the other service teams and so on can be assigned to them. This allows the maids to learn and use a wide variety of skills than before, thus providing them more opportunities as well as ensuring that the get the opportunity to indulge in workplace learning. These physical changes in the job description can be a source of great motivation to the maids. Along with the physical changes, it is also necessary to consider the strategies to enhance the pe rsonal identity of the motel maids. The main strategy that needs to be considered here is to make sure that the self-esteem of these workers is not just preserved, but improved (Kinicki & Kreitner, 2009). For example, improving their dress code and ensuring that they look smarter can be a great way to enhance the personal identity. Many employers think that since a maid does not have interaction with the guests, there is no actual need for a good and smart dress code. Another strategy that should be considered seriously is reinforcement. The management of the organization should reinforce constantly about the high importance of the role that they play in the organization (Chance, 2003). Efforts should be taken so the maids feel that they have a crucial role to play. This will provide the necessary respect and would make them proud about the work that they do. Furthermore, steps also should be taken so that the maids do not feel that they are at the bottom of the hierarchy of the org anizational structure of the motel. From a long-term perspective, there should an aim to move to a horizontal organizational structure. For Western motels, the right approach to leadership would be the transformational style of leadership. One of the main reasons that were identified as the reason of the high churn rate of maids was very low motivation. A transformational leader would have the capability to bring around a good change in this respect (Kinicki & Kreitner, 2009). This form of leadership has the potential to create a very valuable change in the staff and can enhance motivation levels, performance as well as the morale in the staff. With the help of individualized concentration, the leader can act as a mentor or coach and try to understand the reason for high attrition. Through intellectual stimulation, the leader can stimulate creativity and positivity in the staff. In the case of the maids, by providing them a variety of options, the leader can foster creativity to

Friday, January 24, 2020

The Importance of Training in Todays Human Resource World :: Business Management

Training â€Å"is a learning process that involves that acquisition of knowledge, skills, and abilities necessary to successfully perform a job.†(9thHRM) Training has a long history from past, present and future. Training is a very important aspect in today’s human resource world. In my current position I train new hire employees, as well as go through many training courses. I really enjoy training and am excited to explain the concepts of training from the beginning from what it could be in the future. Training began in early times as simple as adults showing the children how to do things. Learning things such as building a fire, hunting and cooking are just a few of the many things children were trained how to do from the adults. â€Å"Excellence is an art won by training and habituation. We do not act rightly because we have virtue or excellence, but we rather have those because we have acted rightly. We are what repeatedly do. Excellence, then, is not an act but a habit.†(Aristotle) As far back at 300 BC Socrates â€Å"engaged his learners by asking questions†. (GP) Training in 2000 BC came into apprenticeships with scribes in Egypt. An â€Å"apprenticeship is a system of training a new generation of practitioners of a skill.† (WK) In the middle age training became more complicated with knowledge and skill becoming more complex. In the complexity of the time children were sent to artisans who taught them a special skill and tool for a certain trade. Scholas ticism was began by Pierre Abelard is said to be â€Å"one of the forerunners of learner-based instruction in which the learners use different methods to judge and come to a real meaning of the evidence.†(S) Then in the 1800s came vestibule training which in other words in near the job training. Vestibule training is a combination of classroom training and on the job training. Vestibule training I find very fascinating for it is a laid out example of how your job situation will be. Vestibule training then does not interfere with current production at the factory. In 1910 became the start of role playing. In the company I currently work for our training department strongly believes in role playing. Role playing is â€Å"a technique used in the learning process to provide participation and involvement in the learning process.†(RP) Role playing is a great way to learn â€Å"diagnose interactive skills, to provide models and practice, and to motivate individuals to pay mo re attention to their interpersonal impact.

Thursday, January 16, 2020

Experience in High School Essay

Each teacher can recount numerous highs and lows in their teaching career. Personally, I experienced many great moments while teaching. These were days when I ended so happy and enthusiastic that I knew I had selected the right profession. On the other hand, I had days where I definitely questioned teaching as a career. These were days where the students seemed uninterested, too talkative, or even worse a blow up occurred and nothing got accomplished. Thankfully the average combined with the positive days outshine my negative days. Through my 14 years of teaching and working in education, one event stands above the rest as my absolute best teaching experience. Through it I learned so much about teaching and dealing with students. My hope is that the student involved was at least partially changed for the better from the experience as I was. I also hope that there is something in this story that can help inform and inspire you. Let’s call him Tyler. Tyler was a troubled student. He was enrolled in my senior American Government class followed the second semester by Economics. Surprising as it was to many former teachers, he had made it to senior year. However, he had spent a couple of years in and out of full inclusion classrooms. He had numerous behavior management issues. I don’t remember his exact IEP at this point, this happened about 10 years ago, but I know that he had impulse control and anger management issues. He had been suspended many, many times in previous years. The previous year he had been mainstreamed with a co-teacher in some classes. However, for 12th grade, he was in my room without a co-teacher. I knew he had problems before the first day. His ESE coordinator came and visited me during planning week to have a talk about him. My style of teaching is such that I am very stern in the beginning, allowing students to get away with very little. I have always done this on purpose believing that it is easier to soften up as the year goes on than get harsher. I learned this the hard way my first year of teaching. I decided that I was not going to change the way I taught or interact with him in particular because of his issues. He sat in the back row. I had never used a seating chart with students on the first day when I was just getting to know them. Every time I talked at the front of the class, I would ask questions of students, calling them by name. This helped me learn their names while getting the kids involved. Unfortunately, every time I called on him he would respond with a flip answer. He knew the answers when he listened but he didn’t want to be called on. If he got an answer wrong, he would get very angry. About a month into the year, I was beating my head against the wall trying to connect with Tyler. I could usually get these kids to be involved or at the very least to sit quietly. However, he was just loud and obnoxious. Tyler had been in so much trouble through the years that it had become his modus operandi. He expected it and he expected his teachers to know about his referrals and suspensions. For every new teacher, he’d push and push seeing what it would take to get a referral. I tried to outlast him and work things out my way. I had rarely found referrals to be effective because students would return worse than before. One particular day, Tyler was talking while I was teaching. In the middle of teaching I said in the same tone of voice, â€Å"Tyler why don’t you join our discussion instead of having one of your own.With that, he got up from his chair, pushed it over, and yelled something I can’t remember other than including the words, â€Å"You B—-! † Well that was definitely referral time. I sent him to the office with a discipline referral, and he received a week’s out of school suspension. Now so far you might be asking how this could be my best te aching experience. So far it was actually one of my worst. I dreaded that class every day. His anger and mumbled words under my breath were almost too much for me. The week’s out of school suspension was a wonderful hiatus, and we got a lot accomplished that week. However, the week soon came to an end, and I began dreading his return. I knew from talking with his other teachers that he would be back angrier and with a chip on his shoulder. I devised a plan. On the day of his return, I stood at the door waiting for him. As soon as I saw him, I asked him to talk for a moment. He seemed unhappy to do it but agreed. I basically told him that I wanted to start over with him. Further, I gave him permission that if he felt like he was going to lose control in class he could step right outside the door for a moment to collect himself. From that point on, Tyler was a changed student in my classroom. He listened, he participated. He was actually a smart child and I could finally get to see this in him. He even stopped a fight between two other students one day. And you know the most ironic part of it all? He never, ever used the privilege I had given him to leave the class for a moment. I believe that just giving him the power to decide for himself made all the difference. At the end of the year, he wrote me a thank you note about how good the year had been for him. I still have it today and find it very touching to reread when I get stressed about teaching. In the end, this experience changed me as a teacher. Students are people who have feelings and who don’t want to feel cornered. They want to learn but they also want to feel as if they have some control over themselves. I never made assumptions again about a student before they came into my class. Every student is different; no two students react in the same way. It is our tasks as teachers to find not only what motivates each student to learn but also what motivates them to misbehave. If we can meet them at that point and take away that motivation, we can go a long way towards a more effective classroom and learning experience. Essay So far, my high school experience has been one of many choices being made. Throughout these past three years I have had to make many choices, many of which have impacted my relationship with my friends, teachers, and coaches. However, no decision was harder than one I made this year in this past soccer season. This decision was not exclusively my own but one I shared with my father. This dilemma involved pulling me, the captain of the varsity soccer team off the team because of a problem between the coach and me. My father came to this decision because the coach was using me, whom he had made a captain and a focal point of team, as a scapegoat for the team’s losses and hardships. This was a very tough, and complicated situation in which myself. This decision to leave the team, a group of my friends, was probably the most difficult one for me to make; however, I feel it was a good one. Despite the fact this decision was not exclusively mine, I still feel that my father lofor my best interest and I am grateful for that. Though this decision was difficult, it did open many other doors for me. I refused to dwell on the fact that all I had worked hard for had been taken away from me in one fell swoop. Instead, I tried to show resiliency and bounce back by joining clubs and making the honor roll. Even though I had achieved success on the soccer field as a player, it was not a healthy situation in which to keep myself in. Although I am a person who has always been able to take criticism, my coach’s behavior and words had degenerated to a level where it was affects my own self – respect and dignity. Both my dad and I agreed that we could not allow this to happen. After I left the team, I contemplated whether or not my father and I had made the right choice or whether I should have abide by my dad’s decision or go against it. It came down to a talk with the Athletic Director that further persuaded me to stay off the team at least for the remainder of†¦ oked out The years I spent in high school were truly memorable to say the least. Looking back on those days now as a much more mature, responsible, and overall better person, I believe that the experiences I had over those three years are responsible for making me the person I am today. Paradoxically enough, it seems the least enjoyable aspects of my highschool career were the most important in shaping me into the man I am today. Until recently my hometown high school, Bedford, only had tenth, eleventh, and twelfth grade in the high school building, despite the fact that high school curriculum begins in ninth grade. I was in the last class coming out of the three middle schools to not have spent ninth grade in the highschool. So as far as I am concerned, the true â€Å"high school experience† didn’t begin for me until the fall of 2004 upon entering the tenth grade. The majority of us tenth graders at the high school on the first day of class, it was our first day ever even stepping one foot into the school. For me and a few other students, it was on the contrary. Our middle schools did not offer Chemistry, and so we would go to the highschool for first period and then go back to the middle school for the remainder of the school day when we were still in ninth grade. This gave us the advantage of knowing where to go and the fastest way to get there once that dreaded first day of high school came rolling around. As for the rest of the student body, they weren’t so lucky. I’ll never forget seeing all of my good friends staring at the map with a look of complete and utter confusion. So I just did what any one of them would have done to me: give them a hard time. It was all in good fun. We talked about our teachers, and how they gave each one of us the whole welcome-to-high-school-now-get-to-work line in our respective classes. Those of us who weren’t too close over the summer caught up on the times and what we did, where we went, and blah blah blah. It wasn’t really†¦ y High School Experience When people start high school they’re usually so excited. They can’t wait to experience everything that comes with being in high school, I mean who wouldn’t? Everyone says that high school is the best four years of your life. Now that I’m months away from graduating, I can’t say they were my best years but I can say they were my most educational years, of course I wouldn’t say that they weren’t fun because they were. When I say educational, I mean I’ve learned so much about myself and so much about life. I learned what the words family, love, betrayal, law and life meant. All these events changed me, and I’m glad they happened because I wouldn’t have learned all these lessons. My personality hasn’t changed; I’m still a carefree girl, just with a little more wisdom and a lot more strength. I started off school with a horrible attitude because my parents sent me to a different school. They sent me to a school where I knew about two people, I was so angry at my parents Is this Essay helpful? Join O that I decided to rebel until they would transfer me to Eastlake. When I went back to Eastlake everything was good again, I made new friends and I even had a boyfriend. My priorities were never really about school or getting good grades, it was always about my friends and my boyfriend. I would ditch on a daily basis just to spend more time with them even if we didn’t really do anything exciting, just as long as I didn’t have to be bored in a classroom. My ditching got so bad it got to the point where my teachers didn’t even know my name, or they thought I transferred out of their class. As a result to all this ditching, I had horrible grades and I was way behind on my credits. I regret ditching because I ruined my chances of going to a university; instead I’m going to a community college. I realize now that I ditched for no reason at all, it was a waste of my time. I look back and think that ditching is just so ridiculous, there really is no point to it unless you want to ruin your future†¦.

Wednesday, January 8, 2020

The Condemnation Of Blackness By Kahlil Gibran Muhammad

The Condemnation of Blackness by Kahlil Gibran Muhammad outlines the struggles and tribulations that African Americans had to face after the American Civil War. The book gives specific accounts as to why African Americans were deemed â€Å"The New Problem† and how that changed, highlighting discrimination of African Americans as the real problem. Muhammad also focuses of on the work done by social scientist, criminologist, libertarians, activist of both black and white races and how their work affected the African American people and their place in society as a whole. Muhammad also explains how the labeling of blacks as criminals has had an influence on our society today. One first to write about â€Å"The Negro Problem† was Nathaniel Southgate†¦show more content†¦This was an argument that would be used later by M.V. Ball, in the early signs of a shift away from African American criminality and towards the discrimination of black people as the reason for their high mortality rates. M.V. Ball was a prison doctor, who believed the high mortality rates among black prisoners was due to â€Å"childhood poverty, unsanitary living conditions, and poor hygiene.†3 Ball also stated that black people were treated unfairly and there was prejudice from white people, which have led to an increase in criminality among African Americans. Another household name in the world of black reformers was Ida B. Wells, she began to show the double standard of black men being lynched for sleeping with willing white women and white men going unpunished for their rape of black women. Wells also highlighted the fact that lynching was not exclusive to black men accused of rape. Over 110 black men, women, and children were lynched, but only 21% had been accused of rape. Throughout her career, she continued to show statistics of discrimination against black people in American society. This was an important and significant shift from the use of statistics against African American as seen by white supremacists and